:root{
  --navy:#0a1730; --navy-2:#102545; --navy-3:#17325c;
  --gold:#c9a86a; --gold-2:#e4cd9c; --gold-d:#7d5f1c; --ivory:#fdf3ea; --paper:#f7f9fe;
  --ink:#1f2a44; --muted:#5b6784; --line:rgba(201,168,106,.35);
  /* 파스텔 배경 팔레트 — 배경색을 바꾸려면 이 값들만 고치면 됩니다. (글자색 대비를 위해 너무 진하게 하지 말 것) */
  --pa-sky:#e4eefc; --pa-sky-2:#d3e2f8; --pa-lav:#ece8f8; --pa-mint:#e0f3eb; --pa-peach:#fdeee2; --pa-line:rgba(23,50,92,.12);
  --serif:'Noto Serif KR','Cormorant Garamond',serif; --gothic:'Noto Sans KR','Malgun Gothic','Apple SD Gothic Neo',sans-serif; --sans:var(--gothic);
  --radius:18px; --shadow:0 20px 50px -20px rgba(10,23,48,.35);
  /* 대부업법 시행령 별표1 광고 표시기준: 상호·등록번호·전화번호·이자율·부대비용·경고문구는 "최대글자의 1/3 이상".
     → 사이트 전체 최대 글자를 --max-font 이하로 제한하고, 필수 표기는 --req-font(>= max/3) 이상·고딕체로 표시한다.
     제목 글자를 키울 때는 --max-font 를 올리고, 필수 표기 크기(--req-font)가 그 1/3 이상인지 함께 확인할 것. */
  --max-font:2.8rem; --req-font:1rem;
  /* 상호·등록번호·전화번호·대부이자율·부대비용·경고문구는 글자 크기를 같게(시행령 제6조의2 제2호), 상표(로고 글자 1.1rem)보다 작지 않게 한다. 최대 글자(2.8rem)의 1/3(≈0.93rem) 이상. */
  --legal-font:1.1rem;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.7;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
.wrap{width:min(1180px,100% - 40px);margin-inline:auto}
.eyebrow{font-family:'Cormorant Garamond',serif;font-style:italic;letter-spacing:.14em;color:var(--gold-d);font-size:1.05rem;font-weight:600;text-transform:uppercase}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.3;letter-spacing:-.01em}

/* 법정 고지 바 — 상호·등록번호는 왼쪽 상단, 필수 표기는 모두 첫 화면 (시행령 별표1) */
.legalbar{background:var(--pa-sky-2);color:var(--ink);font-family:var(--gothic);font-size:var(--legal-font);line-height:1.6;text-align:left;padding:12px 0 10px;word-break:keep-all;overflow-wrap:anywhere;border-bottom:1px solid var(--pa-line)}
.legalbar p{margin:0}
.legalbar b,.legalbar strong{color:var(--navy);font-weight:700;white-space:nowrap}
.legalbar .lb-id strong{font-size:inherit;margin-right:6px}
.legalbar .lb-id span+span::before{content:"|";margin:0 10px;color:#8da3c9;font-weight:400}
/* 메인(최초 화면)에만 붙는 필수 표시사항 묶음 — 상호·등록번호와 같은 글자 크기 */
.legalbar .lb-terms{margin-top:8px;padding-top:8px;border-top:1px solid rgba(23,50,92,.14)}
.legalbar .lb-terms p{margin:0 0 2px}
.legalbar .lb-terms b{white-space:normal}
.legalbar .lb-terms span{display:inline-block}
.legalbar .lb-terms span+span::before{content:"|";margin:0 10px;color:#8da3c9;font-weight:400}
@media (max-width:700px){.legalbar .lb-id>span{display:block}.legalbar .lb-id>span+span::before{display:none}.legal .fl-rate span{display:block}.legal .fl-rate span+span::before{display:none}.legalbar .lb-terms span{display:block}.legalbar .lb-terms span+span::before{display:none}.legalbar{line-height:1.5}}
.legalbar .lb-warn{margin:8px 0 0!important;padding:6px 14px;border-left:3px solid #e0875a;background:#fff1e6;color:#4a2a14;font-weight:500;border-radius:0 8px 8px 0}

/* header */
header{position:sticky;top:0;z-index:50;background:rgba(244,248,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--pa-line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.logo{display:flex;align-items:center;gap:12px;color:var(--navy)}
.logo svg{width:64px;height:auto;flex:none}
.logo span{font-family:var(--gothic);font-weight:700;font-size:1.1rem;letter-spacing:0;white-space:nowrap}
.logo small{display:block;font-family:'Cormorant Garamond',serif;font-weight:600;font-size:.7rem;letter-spacing:.16em;color:var(--gold-d);margin-top:-2px;white-space:nowrap}
/* 메뉴 + 메가 메뉴(하위 메뉴 패널). 상위 메뉴에 마우스를 올리면 모든 하위 메뉴가 넓은 패널로 펼쳐진다. */
header .nav{position:relative;z-index:1}
.menu{display:flex;list-style:none;margin:0;padding:0}
.menu>li{position:relative;width:clamp(140px,16vw,190px);height:74px;display:flex;align-items:center;justify-content:center}
.menu>li>a{color:#33436b;font-size:.98rem;font-weight:500;position:relative;padding:6px 2px;transition:.25s}
.menu>li>a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--gold);transition:.3s}
.menu>li>a:hover,.mega-open .menu>li>a{color:var(--navy)}
.menu>li>a:hover::after{width:100%}
.menu .sub{position:absolute;left:0;top:100%;width:100%;list-style:none;margin:0;padding:10px 6px 14px;border-left:1px solid var(--pa-line);text-align:left;opacity:0;visibility:hidden;transition:opacity .18s ease;z-index:2}
.menu>li:last-child .sub{border-right:1px solid var(--pa-line)}
.mega-open .menu .sub{opacity:1;visibility:visible}
.menu .sub li{list-style:none}
.menu .sub a{display:block;padding:4px 10px;font-size:.84rem;line-height:1.35;color:#3a4a6e;border-radius:8px;transition:background .2s,color .2s}
.menu .sub a:hover,.menu .sub a:focus-visible{background:#fff;color:var(--navy)}
.mega-bg{position:absolute;left:0;right:0;top:100%;height:0;background:#f4f8ff;border-bottom:1px solid var(--pa-line);box-shadow:0 26px 40px -30px rgba(23,50,92,.5);opacity:0;visibility:hidden;pointer-events:none;transition:opacity .18s ease;z-index:0}
.mega-open .mega-bg{opacity:1;visibility:visible;pointer-events:auto}
section[id]{scroll-margin-top:90px}
.menu-btn{display:none;background:none;border:0;color:var(--navy);font-size:1.6rem;cursor:pointer}

/* hero */
.hero{position:relative;background:linear-gradient(135deg,#e6efff 0%,#ece8f8 52%,#fde9e4 100%);color:var(--navy);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;min-height:540px;padding-block:64px}
.hero h1{font-size:clamp(2rem,3.6vw,2.8rem);margin:16px 0 22px;font-weight:600}
.hero h1 em{font-style:normal;background:linear-gradient(90deg,#7d5f1c,#b08a3a);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.lead{color:#44516d;font-size:1.08rem;max-width:520px;font-weight:400}
.cta{display:flex;gap:14px;margin-top:36px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;gap:10px;padding:16px 30px;border-radius:999px;font-weight:500;font-size:1rem;border:1px solid transparent;cursor:pointer;transition:.3s;font-family:var(--sans)}
.btn-gold{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#1a2238;box-shadow:0 12px 30px -10px rgba(201,168,106,.6)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 18px 34px -12px rgba(201,168,106,.8)}
.btn-line{border-color:rgba(23,50,92,.35);color:var(--navy);background:rgba(255,255,255,.5)}
.cta .btn{font-size:var(--legal-font)} /* 첫 화면의 전화번호 버튼도 상호와 같은 글자 크기 */
/* 메인에는 필수 표시사항 묶음이 상단 고지 바에 붙어 위쪽이 길어지므로, 데스크톱에서는 히어로 여백을 줄여 상담 버튼이 첫 화면 안에 보이게 한다 */
@media (min-width:981px){body.has-first-notice[data-page="home"] .hero .wrap{min-height:420px;padding-block:24px}}
.btn-line:hover{background:rgba(255,255,255,.9)}
.hero-art{position:relative;aspect-ratio:15/14;max-height:500px;width:100%;border-radius:28px;overflow:hidden;border:1px solid #fff;box-shadow:0 30px 60px -28px rgba(23,50,92,.5),0 0 0 8px rgba(255,255,255,.6);background:var(--navy-2)}
.hero-art svg{position:absolute;inset:0;width:100%;height:100%}
.hero-art .photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 55%;z-index:1;filter:brightness(1.2) contrast(1.08) saturate(1.2)}
.hero-art::before{content:"";position:absolute;inset:0;z-index:2;background:linear-gradient(160deg,#cfe0ff 0%,#e9dcf7 55%,#fbdcd8 100%);mix-blend-mode:screen;opacity:.2;pointer-events:none}
.hero-art::after{content:"";position:absolute;inset:0;z-index:2;background:linear-gradient(180deg,rgba(255,255,255,.12) 0%,rgba(255,255,255,0) 32%,rgba(255,255,255,0) 62%,rgba(40,55,110,.4) 100%);pointer-events:none}
.hero-art .cap{position:absolute;left:24px;bottom:22px;z-index:3;color:#fff;font-family:'Cormorant Garamond',serif;font-style:italic;font-weight:600;letter-spacing:.14em;font-size:1rem;text-shadow:0 1px 6px rgba(20,35,80,.55)}
.hero-art .cap::before{content:"";display:block;width:36px;height:2px;background:var(--gold);margin-bottom:8px}
.card .shot{position:relative;aspect-ratio:16/10;border-radius:14px;overflow:hidden;border:1px solid rgba(23,50,92,.1);margin-bottom:22px;background:var(--navy-2)}
.card .shot svg{position:absolute;inset:0;width:100%;height:100%;margin:0;padding:18px}
.card .shot img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .8s ease}
.card .shot img,.pdetail .pic img{filter:brightness(1.04) contrast(1.06) saturate(1.1)}
.card:hover .shot img{transform:scale(1.06)}
.card .shot::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(40,55,110,0) 60%,rgba(40,55,110,.16));pointer-events:none}

/* sections */
section{padding:110px 0}
.head{text-align:center;margin-bottom:60px}
.head h2{font-size:clamp(1.7rem,3vw,2.5rem);margin-top:8px}
.head p{color:var(--muted);margin-top:14px}
.line-gold{width:56px;height:2px;background:var(--gold);margin:22px auto 0}

/* about */
.about{background:var(--pa-peach);padding:88px 0}
.about .wrap{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.about h2{font-size:clamp(1.7rem,2.9vw,2.35rem);margin:10px 0 20px}
.about p{color:#4a5368;margin-bottom:14px;font-size:1rem;line-height:1.75}
.about p[style]{margin-top:20px!important}
.pillars{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.pillar{background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);padding:28px 24px;transition:.35s}
.pillar:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--gold)}
.pillar i{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold);font-style:normal;font-family:var(--serif);font-size:1.05rem;margin-bottom:14px}
.pillar h3{font-size:1.08rem;margin-bottom:6px}
.pillar p{font-size:.9rem;margin:0;line-height:1.65}

/* products */
.products{background:var(--pa-lav);color:var(--ink);position:relative}
.products .head p{color:var(--muted)}
.pgrid{display:grid;grid-template-columns:repeat(6,1fr);gap:20px}
.card{grid-column:span 2;position:relative;background:#fff;border:1px solid rgba(23,50,92,.08);border-radius:22px;padding:34px 30px 30px;overflow:hidden;transition:.4s;box-shadow:0 16px 34px -22px rgba(23,50,92,.35)}
.card:nth-child(n+4){grid-column:span 3}
.card:hover{transform:translateY(-8px);border-color:var(--gold);box-shadow:0 24px 44px -22px rgba(23,50,92,.45)}
.card svg{width:100%;height:120px;margin-bottom:22px}
.card>svg,.card>svg *{stroke:#b08a45}
.card .en{font-family:'Cormorant Garamond',serif;font-style:italic;font-weight:600;color:var(--gold-d);letter-spacing:.06em}
.card h3{font-size:1.28rem;margin:4px 0 10px}
.card p{color:var(--muted);font-size:.92rem;font-weight:400}
.card .num{position:absolute;right:24px;top:18px;font-family:'Cormorant Garamond',serif;font-size:2.8rem;color:rgba(23,50,92,.07);font-weight:600}

/* process */
#process{background:var(--pa-mint)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s;position:relative}
.steps::before{content:"";position:absolute;left:12%;right:12%;top:38px;border-top:1px dashed var(--gold);opacity:.7}
.step{text-align:center;position:relative}
.step .dot{width:76px;height:76px;margin:0 auto 20px;border-radius:50%;background:#fff;border:1px solid var(--gold);display:grid;place-items:center;font-family:var(--serif);font-size:1.5rem;color:var(--navy);font-weight:700;position:relative;z-index:1;box-shadow:0 10px 24px -12px rgba(10,23,48,.4)}
.step h3{font-size:1.1rem;margin-bottom:6px}
.step p{font-size:.9rem;color:var(--muted);padding-inline:8px}

/* notice + contact */
.contact{background:var(--pa-sky)}
.cgrid{display:grid;grid-template-columns:1fr 1.1fr;gap:46px;align-items:start}
.notice{background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);padding:32px}
.notice h3{font-size:1.25rem;margin-bottom:6px}
.notice ul{list-style:none;margin-top:12px}
.notice li{display:flex;justify-content:space-between;gap:16px;padding:16px 0;border-bottom:1px solid rgba(23,50,92,.08);font-size:.95rem;cursor:pointer;transition:.2s}
.notice li:hover{color:var(--navy-3);padding-left:6px}
.notice li time{color:var(--muted);font-size:.85rem;white-space:nowrap}
.hours{margin-top:20px;background:var(--pa-sky-2);color:var(--ink);border-radius:var(--radius);padding:18px 22px;position:relative;overflow:hidden}
.hours::after{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;border:1px solid rgba(255,255,255,.85)}
.hours .t{font-family:var(--gothic);font-size:1.5rem;color:var(--navy);font-weight:700;margin:4px 0}
.hours p{color:#44516d;font-size:.9rem}
.form{background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);padding:22px 26px;box-shadow:var(--shadow)}
.form h3{font-size:1.2rem}
.form .sub{color:var(--muted);font-size:.88rem;margin:2px 0 12px}
.f{margin-bottom:10px}
.f label{display:block;font-size:.82rem;font-weight:500;margin-bottom:3px;color:#3a4358;line-height:1.3}
.f input,.f select,.f textarea{width:100%;line-height:1.35;padding:8px 12px;border:1px solid #c9d4ea;border-radius:12px;font:inherit;background:var(--paper);transition:.2s}
.f input:focus,.f select:focus,.f textarea:focus{outline:0;border-color:var(--gold);box-shadow:0 0 0 4px rgba(201,168,106,.2);background:#fff}
.row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.row3{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.row4{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.agree{display:flex;gap:10px;align-items:flex-start;font-size:.85rem;color:#4a5368;margin:4px 0 12px}
.agree input{margin-top:5px;accent-color:var(--navy)}
.agree button{background:none;border:0;color:var(--navy-3);text-decoration:underline;cursor:pointer;font:inherit}
.form .btn{width:100%;justify-content:center;background:var(--navy);color:#fff;padding:11px 24px}
.form .btn:hover{background:var(--navy-3)}
.msg{margin-top:8px;font-size:.92rem;text-align:center;min-height:1.1em}

/* 관련 사이트 바로가기 (푸터 위) */
.rellinks{background:var(--pa-lav);padding:36px 0 30px;border-top:1px solid var(--pa-line);font-family:var(--gothic);word-break:keep-all}
.rellinks h3{color:var(--navy);font-family:var(--gothic);font-size:1.1rem;font-weight:700;margin-bottom:16px}
.rellinks ul{list-style:none;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px}
.rellinks a{overflow-wrap:anywhere}
.rellinks a{position:relative;display:flex;flex-direction:column;justify-content:center;gap:3px;height:100%;min-height:88px;padding:14px 34px 14px 16px;background:#fff;border:1px solid rgba(23,50,92,.08);border-radius:10px;color:var(--navy);transition:transform .25s,border-color .25s,box-shadow .25s}
.rellinks a:hover{border-color:var(--gold);transform:translateY(-3px);box-shadow:0 14px 26px -14px rgba(23,50,92,.45)}
.rellinks .nm{font-weight:700;font-size:1rem;line-height:1.3}
.rellinks .nm img{display:block;max-width:100%;max-height:30px;width:auto;margin-bottom:6px}
.rellinks .ds{font-size:.85rem;line-height:1.4;color:#5b647a}
.rellinks .ext{position:absolute;right:12px;top:10px;color:var(--gold-d);font-weight:700}
.rellinks .note{margin-top:14px;font-size:.82rem;color:var(--muted)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* legal + footer */
.legal{background:var(--pa-sky-2);color:#2b3857;padding:60px 0 30px;font-family:var(--gothic);font-size:var(--req-font);line-height:1.8;word-break:keep-all;overflow-wrap:anywhere}
.legal h4{color:var(--navy);font-weight:700;font-size:1.1rem;margin-bottom:12px}
.legal .notes p{margin-bottom:8px}
.legal .fl-rate{margin-bottom:4px;font-size:var(--legal-font)}
.legal .fl-rate b{color:var(--navy);font-weight:700}
.legal .fl-rate span+span::before{content:"|";margin:0 10px;color:#8da3c9}
.legal .fl-warn{font-size:var(--legal-font);margin:12px 0 18px;padding:8px 14px;border-left:3px solid #e0875a;background:#fff1e6;color:#4a2a14;font-weight:500;border-radius:0 8px 8px 0}
.legal .info{margin-top:30px;padding-top:26px;border-top:1px solid rgba(23,50,92,.15)}
.legal .info span{display:inline-block}
.legal .info>span{font-size:var(--legal-font)}
.legal .info i{font-style:normal;color:#8da3c9;margin:0 8px}
.legal .links{display:flex;gap:22px;flex-wrap:wrap;margin-top:20px}
.legal .links a,.legal .links button{color:#2b3857;background:none;border:0;font:inherit;cursor:pointer}
.legal .links a:hover,.legal .links button:hover{color:var(--gold-d);text-decoration:underline}
.copy{margin-top:22px;color:#4a5774;font-size:.85rem}

/* modal */
.modal{position:fixed;inset:0;z-index:100;background:rgba(31,42,68,.45);display:none;align-items:center;justify-content:center;padding:20px}
.modal.on{display:flex}
.modal .box{background:#fff;max-width:640px;width:100%;max-height:82vh;overflow:auto;border-radius:20px;padding:36px}
.modal h3{font-size:1.3rem;margin-bottom:14px}
.modal p,.modal li{font-size:.92rem;color:#3a4358;margin-bottom:8px}
.modal ul{padding-left:18px}
.modal .close{margin-top:18px;padding:12px 26px;border-radius:999px;border:0;background:var(--navy);color:#fff;cursor:pointer;font:inherit}

/* reveal */
.rv{opacity:0;transform:translateY(26px);transition:opacity .8s ease,transform .8s ease}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

@media (max-width:980px){
  nav .menu{display:none}
  .menu-btn{display:block}
  nav.open .menu{display:flex;flex-direction:column;gap:0;position:absolute;left:0;right:0;top:74px;background:var(--pa-sky);padding:10px 24px 24px;border-bottom:1px solid var(--pa-line);box-shadow:0 20px 30px -24px rgba(23,50,92,.4)}
  nav.open .menu>li{width:auto;height:auto;display:block}
  nav.open .menu>li>a{display:block;padding:14px 0;border-bottom:1px solid rgba(23,50,92,.1)}
  .menu .sub,.mega-bg{display:none}
  .hero .wrap,.about .wrap,.cgrid{grid-template-columns:1fr}
  .hero .wrap{min-height:0;padding-block:44px}
  .hero-art{max-height:none;aspect-ratio:16/10}
  .about{padding:56px 0}
  .pgrid{grid-template-columns:1fr 1fr}
  .rellinks ul{grid-template-columns:repeat(3,minmax(0,1fr))}
  .card,.card:nth-child(n+4){grid-column:span 1}
  .steps{grid-template-columns:1fr 1fr;gap:34px 18px}.steps::before{display:none}
  section{padding:76px 0}
}
@media (max-width:560px){
  .pgrid,.pillars,.row,.row3,.row4{grid-template-columns:1fr}
  .rellinks ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
  .rellinks a{padding:12px 26px 12px 12px;min-height:80px}
  .rellinks .ext{right:9px;top:8px}
  .form{padding:26px}
}

/* ===== 공통 추가 (서브페이지/동작) ===== */
.menu>li>a.on{color:var(--navy);font-weight:700}.menu>li>a.on::after{width:100%}
.skip{position:absolute;left:-999px;top:0;background:#fff;color:#000;padding:8px 14px;z-index:200}.skip:focus{left:8px;top:8px}
.card{cursor:pointer}
.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* sub page hero */
.phero{background:linear-gradient(135deg,#e6efff 0%,#ece8f8 55%,#fde9e4 100%);color:var(--navy);padding:26px 0 22px;position:relative;overflow:hidden}
.phero::after{content:"";position:absolute;right:-90px;bottom:-110px;width:320px;height:320px;border-radius:50%;border:1px solid rgba(255,255,255,.85)}
.phero h1{font-size:clamp(1.7rem,3vw,2.1rem);margin-top:4px}
.phero p{color:#44516d;margin-top:6px;max-width:640px;font-weight:400;font-size:.95rem}
.crumb{font-size:.8rem;color:var(--muted);margin-bottom:2px}.crumb a:hover{color:var(--gold-d);text-decoration:underline}
.subpage{padding:24px 0 40px}
.subtabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}
.subtabs a,.subtabs button{padding:8px 16px;border-radius:999px;border:1px solid #c9d4ea;background:#fff;color:var(--navy);font:500 .9rem var(--sans);cursor:pointer;transition:.25s}
.subtabs a:hover,.subtabs button:hover{border-color:var(--gold)}
.subtabs .on{background:var(--navy);color:#fff;border-color:var(--navy)}

/* prose (약관 등) */
.prose{max-width:860px;margin-inline:auto;background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);padding:28px 34px;box-shadow:var(--shadow)}
.prose h2{font-size:1.4rem;margin-bottom:8px}
.prose h3{font-size:1.1rem;margin:30px 0 10px;color:var(--navy-3)}
.prose p,.prose li{color:#3a4358;font-size:.96rem;margin-bottom:8px}
.prose ul{padding-left:20px;margin-bottom:10px}
.prose .stamp{color:var(--muted);font-size:.88rem;margin-bottom:14px}
.prose .todo{background:#fff7e0;border:1px dashed var(--gold);border-radius:10px;padding:10px 14px;font-size:.85rem;color:#7a5d17;margin-bottom:22px}

/* 회사소개 */
.greet{display:grid;grid-template-columns:.9fr 1.1fr;gap:36px;align-items:center}
.greet .motto{font-family:var(--gothic);font-weight:700;font-size:clamp(1.6rem,3vw,2.3rem);color:var(--navy);line-height:1.45}
.greet .motto em{font-style:normal;color:var(--gold-d);}
.greet p{color:#4a5368;margin-bottom:14px}
.greet .sig{margin-top:22px;font-family:var(--serif);font-weight:600;color:var(--navy)}
.way{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:20px}
.way .box{background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);padding:14px 18px}
.way h3{font-size:1.05rem;margin-bottom:4px;color:var(--navy-3)}
.way p{font-size:.9rem;color:#4a5368;line-height:1.5}
.way .full{grid-column:1/-1}
.addr{margin-top:0;display:flex;gap:12px;flex-wrap:wrap}
.addr .it{flex:1 1 240px;background:var(--pa-sky-2);color:var(--navy);border-radius:var(--radius);padding:10px 18px;display:flex;align-items:center;gap:14px}
.addr .it small{color:var(--gold-d);font-weight:600;font-family:'Cormorant Garamond',serif;letter-spacing:.14em;text-transform:uppercase}
.addr .it b{display:block;font-family:var(--gothic);font-size:1rem;margin-top:0;font-weight:700;line-height:1.45}
.mapbox{margin-top:20px;border-radius:var(--radius);overflow:hidden;border:1px solid rgba(23,50,92,.1);aspect-ratio:16/7;background:#e9e3d3}
.mapbox iframe{width:100%;height:100%;border:0}
/* 회사소개 '오시는 길' 탭: 지도(왼쪽) + 교통편 3칸(오른쪽) 가로 배치 */
.waygrid{display:grid;grid-template-columns:1.15fr 1fr;gap:12px;margin-top:12px;align-items:stretch}
.waygrid .mapbox{margin-top:0;aspect-ratio:auto;min-height:240px}
.waygrid .way{grid-template-columns:1fr;gap:10px;margin-top:0}
/* 대출신청 '진행 절차' 탭 */
.procbox{background:var(--pa-mint);border-radius:var(--radius);padding:26px 24px 30px}
.procbox .head{margin-bottom:20px}
.procbox .head h2{font-size:1.5rem;margin-top:4px}
.procbox .head p{margin-top:6px}
.procbox .line-gold{margin-top:12px}
.procbox .steps::before{top:34px}
.procbox .step .dot{width:68px;height:68px;margin-bottom:12px}

/* 상품 상세 */
.pdetail{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px;align-items:start}
.pdetail .pic{border-radius:var(--radius);overflow:hidden;aspect-ratio:4/3;background:var(--pa-lav);position:relative;box-shadow:var(--shadow)}
.pdetail .pic svg,.pdetail .pic svg *{stroke:#b08a45}
.pdetail .pic img{position:absolute;inset:0;z-index:1;width:100%;height:100%;object-fit:cover}
.pdetail .pic svg{position:absolute;inset:0;width:100%;height:100%;padding:34px}
.pdetail h2{font-size:1.5rem;margin:2px 0 8px}
.pdetail .lead{display:none}  /* 상단 배너 설명과 중복이라 숨김 (세로 공간 절약) */
table.spec{width:100%;border-collapse:collapse;background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:14px;overflow:hidden}
table.spec th{width:28%;text-align:left;background:var(--ivory);color:var(--navy);font-weight:500;padding:7px 14px;line-height:1.45;font-size:var(--req-font);vertical-align:top;border-bottom:1px solid rgba(23,50,92,.1)}
table.spec td{padding:7px 14px;line-height:1.45;font-size:var(--req-font);border-bottom:1px solid rgba(23,50,92,.1);color:#2d3750}
table.spec tr:last-child th,table.spec tr:last-child td{border-bottom:0}
.pdetail .btn{margin-top:14px;padding:11px 24px}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-3)}
.fine{font-size:var(--req-font);color:#4a5368;margin-top:10px;line-height:1.55}
/* 화면 세로가 짧은 노트북에서는 서브페이지를 더 촘촘하게 — 상품 상세가 스크롤 없이 한눈에 보이도록 (단계별).
   표·안내문(금리·부대비용)의 글자 크기는 광고 규정(최대글자의 1/3 이상) 때문에 줄이지 않는다. */
@media (min-width:981px) and (max-height:880px){
  .phero{padding:16px 0 14px}
  .phero p{display:none}
  .subpage{padding-top:16px}
  .subtabs{margin-bottom:12px}
  table.spec th,table.spec td{padding:5px 12px}
  .pdetail h2{margin-bottom:4px}
  .pdetail .btn{margin-top:10px;padding:9px 22px}
  .fine{margin-top:8px;line-height:1.5}
}
@media (min-width:981px) and (max-height:760px){
  .phero{padding:10px 0}
  .phero .eyebrow{display:none}
  .phero h1{font-size:1.6rem}
  .pdetail .eyebrow{display:none}
}
@media (min-width:981px) and (max-height:680px){
  .phero{padding:6px 0}
  .subpage{padding-top:10px}
  .subtabs{margin-bottom:8px}
  .subtabs a,.subtabs button{padding:6px 14px}
  table.spec th,table.spec td{padding:3px 10px;line-height:1.4}
  .pdetail h2{margin:0 0 4px;font-size:1.35rem}
  .pdetail .btn{margin-top:8px;padding:8px 20px}
  .fine{margin-top:6px;line-height:1.45}
}
/* (메인은 사용자 요청으로 다시 여유 있는 크기로 되돌림 — 메인에는 화면 높이별 압축 단계를 두지 않는다) */
/* 폼(대출신청·통지조회)·고객센터·오시는 길 — 화면 세로가 짧을수록 더 촘촘하게 (데스크톱) */
@media (min-width:981px) and (max-height:960px){
  .phero p{display:none}
  .form{padding:16px 22px}
  .form .sub{display:none}
  .f{margin-bottom:8px}
  .prose{padding:20px 28px}
  .waygrid .mapbox{min-height:200px}
}
@media (min-width:981px) and (max-height:820px){
  .phero{padding:12px 0 10px}
  .subpage{padding-top:12px}
  .cs-grid{margin-bottom:10px}
  .cs-grid .box{padding:8px 14px}
  .f input,.f select,.f textarea{padding:6px 10px}
  .form .btn{padding:8px 24px}
  .agree{margin:2px 0 8px}
  .prose h2{margin-bottom:4px}
  .prose .stamp{margin-bottom:8px}
  .addr .it{padding:6px 16px}
  .way .box{padding:10px 14px}
  .cs-grid .box:nth-child(-n+2) p:last-child{display:none}
  .cs-grid .box:nth-child(3) p:last-child{margin-top:4px!important}
  .cs-grid .btn{padding:6px 18px!important}
  .msg{min-height:0;margin-top:4px}
  .f textarea{height:44px}
  .prose{padding:14px 28px}
}
@media (min-width:981px) and (max-height:780px){
  .form h3{display:none}
  .f label{font-size:.78rem;margin-bottom:1px}
  .f textarea{height:40px;resize:none}
  .prose h2{display:none}
  .row,.row3,.row4{gap:8px}
  .waygrid .mapbox{min-height:170px}
  .phero .crumb{display:none}
  .form{padding:8px 16px}
  .f{margin-bottom:5px}
  .consent{padding:4px 10px;margin:0 0 5px}
  .f input,.f select{padding:4px 10px}
  .f textarea{height:34px}
  .form .btn{padding:5px 24px}
  .subtabs{margin-bottom:6px}
  .prose{padding:10px 22px}
  .prose .stamp{display:none}
  .cs-grid .box{padding:4px 12px}
  .cs-grid{margin-bottom:8px}
  .agree{margin:0 0 4px}
  .consent summary{line-height:1.2}
}

/* 신청 페이지 */
.apply{display:grid;grid-template-columns:.7fr 1.3fr;gap:24px;align-items:start}
.apply aside .hours{margin-top:0}
.apply .tips{margin-top:12px;background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);padding:14px 18px}
.apply .tips h3{font-size:1.02rem;margin-bottom:6px}
.apply .tips li{font-size:.9rem;color:#4a5368;margin-left:18px;margin-bottom:3px}
.consent{border:1px solid #c9d4ea;border-radius:12px;background:var(--paper);padding:8px 12px;margin:2px 0 8px;font-size:var(--req-font);color:#4a5368}
.consent summary{cursor:pointer;font-weight:500;color:var(--navy)}
.consent ul{margin:10px 0 0 18px}.consent li{margin-bottom:4px}
.eod-result{text-align:center;padding:14px 4px 4px}
.eod-result h3,.form .eod-result h3{display:block;margin:0 0 10px;font-size:1.15rem;color:var(--navy)}
.eod-result .eod-none{font-family:var(--serif);font-size:1.3rem;color:var(--navy);margin-bottom:8px}
.eod-result .small{font-size:.9rem;color:#4a5368;margin:0 auto 12px;max-width:640px}
.eod-result .btn{margin:2px 4px}
.eod-table{width:100%;max-width:760px;margin:0 auto 12px;border-collapse:collapse;background:#fff;border:1px solid rgba(23,50,92,.12)}
.eod-table th{background:var(--pa-sky-2);color:var(--navy);font-weight:700;padding:10px;font-size:.95rem}
.eod-table td{padding:10px 12px;border-top:1px solid rgba(23,50,92,.08);font-size:1rem;text-align:center}
.eod-table td.t{text-align:left}
.eod-table td.nw{white-space:nowrap}
.ok{display:none;text-align:center;padding:30px 10px}
.ok.on{display:block}
.ok b{display:block;font-family:var(--serif);font-size:1.4rem;color:var(--navy);margin-bottom:8px}
.ok .demo{margin-top:12px;font-size:.82rem;color:#8a6d1f;background:#fff7e0;border-radius:8px;padding:8px 12px;display:inline-block}

/* 공지 목록 */
table.board{width:100%;border-collapse:collapse;background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);overflow:hidden}
table.board th{background:var(--pa-sky-2);color:var(--navy);font-weight:700;padding:10px;font-size:.9rem}
table.board td{padding:10px 12px;border-bottom:1px solid rgba(23,50,92,.08);font-size:.95rem;text-align:center}
table.board td.t{text-align:left;cursor:pointer;color:var(--navy)}
table.board td.t:hover{text-decoration:underline}
table.board .tag{display:inline-block;background:var(--gold);color:#1a2238;border-radius:999px;font-size:.72rem;font-weight:700;padding:2px 10px}
.post{max-width:860px;margin:30px auto 0;background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);padding:34px 38px;display:none}
.post.on{display:block}
.post h3{font-size:1.3rem;margin-bottom:6px}
.post .meta{color:var(--muted);font-size:.85rem;padding-bottom:16px;border-bottom:1px solid rgba(23,50,92,.08);margin-bottom:18px}
.post .attach a{color:var(--navy-3);text-decoration:underline}
.cs-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:16px}
.cs-grid .box{background:#fff;border:1px solid rgba(23,50,92,.1);border-radius:var(--radius);padding:12px 18px;display:flex;flex-wrap:wrap;align-items:baseline;column-gap:10px}
.cs-grid .box p:last-child{flex-basis:100%}
.cs-grid h3{font-size:1.02rem;margin-bottom:0}
.cs-grid p{font-size:.9rem;color:#4a5368}
.cs-grid .big{font-family:var(--gothic);font-size:1.25rem;color:var(--navy);font-weight:700}
.panel{display:none}.panel.on{display:block}
.nf{min-height:60vh;display:grid;place-items:center;text-align:center;padding:80px 20px}
.nf h1{font-size:var(--max-font);color:var(--gold-d)}

@media (max-width:980px){
  .greet,.pdetail,.apply,.waygrid{grid-template-columns:1fr}
  .waygrid .mapbox{min-height:220px}
  .row4{grid-template-columns:1fr 1fr}
  .cs-grid{grid-template-columns:1fr}
  .way{grid-template-columns:1fr}
  .prose{padding:30px 24px}
}
@media (max-width:560px){
  .phero{padding:30px 0 26px}
  table.board th:nth-child(1),table.board td:nth-child(1),table.board th:nth-child(3),table.board td:nth-child(3){display:none}
  table.spec th{width:34%;padding:12px 14px}table.spec td{padding:12px 14px}
}